Personal loan
Flexible financing with no restrictions on use, to make your personal plans happen: travel, a wedding, studies, unexpected expenses or a cash-flow gap.
- Amount
- €3,000 – €800,000
- Term
- 6 – 10 years
Chargement…
Express Finance is a financing entity of the EURO BANK group
Your project deserves simple, transparent financing.
Personal, property and business loans from €3,000 to €800,000. Run a simulation, apply online and speak to a dedicated adviser.
- Fixed 2% rate
- Arrangement fees stated in the offer and charged at signing
- No payment before the funds are released
Fixed rate
2 %
Initial response : 48 hrs
Who we are
An international financing company with a human touch
Express Finance offers fast, accessible lending solutions tailored to the needs of individuals and businesses alike. Our team handles every application with rigour, transparency and speed.
International reach
A team experienced in handling applications from many countries and a wide range of circumstances.
Tailored solutions
Every project is assessed individually to put together a coherent financing plan.
Full transparency
Rate, term and fees are set out clearly before you commit to anything.
Human support
An adviser stays with you from application through to disbursement.
- Minimum amount
- 0 €
- Maximum amount
- 0 €
- Fixed rate
- 2 % fixed
Our solutions
Financing for every project
Personal loan, mortgage, business financing or a bespoke solution: choose the option that best fits your needs.
Mortgage
Purchase, new build, renovation or buy-to-let: structured property financing tailored to your circumstances.
- Amount
- €3,000 – €800,000
- Term
- 12 – 50 years
Consumer credit
Vehicle, equipment, appliances, home improvements: financing dedicated to the purchase of a specific item or service.
- Amount
- €3,000 – €800,000
- Term
- 6 – 7 years
Business financing
Cash flow, investment, equipment, business development: financing solutions for the self-employed, micro-businesses and SMEs.
- Amount
- €3,000 – €800,000
- Term
- 6 – 30 years
Project financing
Start-up, innovation, agricultural, property or industrial project: financing structured around your business plan.
- Amount
- €3,000 – €800,000
- Term
- 12 – 50 years
Other financing solutions
Debt consolidation, funding for studies, unusual circumstances: we consider applications that do not fit the standard categories.
- Amount
- €3,000 – €800,000
- Term
- 6 – 50 years
Why Express Finance
What sets us apart
Our offering is built around six concrete commitments to our clients.
Accessibility
Solutions open to individuals, the self-employed and companies, from €3,000 to €800,000.
Simplicity
A guided online application, no jargon and a clear list of the documents you need.
Transparency
A detailed simulation, fees disclosed up front and written terms before you commit.
Responsiveness
An initial response within two working days of receiving your complete application.
Digital process
Secure document upload and online tracking of your application.
Support
A dedicated point of contact available on WhatsApp, by e-mail or by phone.
Simulator
Estimate your monthly instalment in seconds
Adjust the amount and term and the result updates instantly. Free simulation, no obligation.
€
€3,000€800,000
months
6 months10 years
Rate applied: 2 % fixed per year · equal instalments
Fixed rateEstimated monthly instalment
€2,527.17/ month
€30,000 over 1 year — Personal loan
- Amount borrowed
- €30,000.00
- Total interest
- €325.97
- Estimated total cost
- €30,325.97
Trust and security
Your data and your project, protected
A financial institution must be beyond reproach when it comes to security and clarity. These are our commitments.
Encrypted transmission
Your data travels over HTTPS and is stored on secure infrastructure with strict access controls.
Private documents
Your documents are held in a private, non-public storage space accessible only to authorised staff.
No hidden fees
Any fees are disclosed in writing before you commit to anything.
Individual review
Every application is assessed by an adviser in complete confidence.
Find out more about our fees and conditions and our privacy policy.
Trusted by our clients
What our clients say
First-hand experiences from clients Express Finance has supported.
« I needed cash flow quickly to fulfil a large order. My application was reviewed in two days and my adviser explained every line of the offer. No surprises. »
Marco R.
Business financing · Milano · 12 June 2026
Partners
A network of partner institutions
Express Finance draws on a network of financial institutions to structure the most suitable solution for each application.
- Meridian Bank
- Banca Aurora
- Crédit Atlantique
- Nordica Capital
- Iberia Finance Group
- Helvetia Trust
- Continental Banking
- Alpine Credit
FAQ
Frequently asked questions
Can’t find the answer you’re looking for? Our team will reply to you directly.
What amounts can I apply for?
Financing applications are considered for amounts between €3,000 and €800,000, depending on the type of financing and your circumstances. The amount granted always depends on the assessment of your application.
What rate is applied?
Express Finance applies a fixed nominal annual interest rate of 2%, with equal monthly instalments over the whole term of the loan. The precise terms (repayment term, any fees) are confirmed in the offer issued once your application has been reviewed.
Are there any fees on top of the interest?
Arrangement fees may apply depending on the type of financing and the applicable legal and contractual framework. They are always communicated in writing before anything is signed: no hidden fees, and no payment is required before the offer is issued.
How long does the review take?
Once we have received your complete application, an adviser will give you an initial response within two working days. The time it takes to release the funds then depends on the type of financing and the signing of the offer.
What documents do I need to provide?
As a rule: a valid identity document, recent proof of address and proof of income. Additional documents may be requested depending on the project (quotes, sale agreement, financial statements for companies).
Is my application guaranteed to be accepted?
No. Every application is assessed individually. Express Finance reserves the right to accept or decline an application after analysing the applicant’s circumstances and the feasibility of the project.
Can I apply from another country?
Yes. Express Finance is an international financing company supporting clients in Europe and beyond. Indicate your country of residence in the form and we will confirm the terms that apply to your situation.
How is my personal data protected?
Your data is encrypted in transit, stored on secure infrastructure and accessible only to people authorised to process your application. See our privacy policy for details of your rights.
Get started
Ready to bring your project to life?
Apply online or get in touch directly: an adviser will answer your questions and guide you through the process.
WhatsApp+39 377 326 5418Phone+39 377 326 5418E-mailsupport@expresssfinance.comAddress724 Chaussée de Wavre, 1040 Bruxelles, Belgique
A dedicated adviser
Your point of contact follows your application from start to finish and answers your questions.
How it works
A simple four-step process
From simulation to disbursement, every step is clear and you have support throughout.
Simulate your loan
Choose the amount and term and see your monthly instalment and total cost instantly.
Submit your application
Fill in the secure form in a few minutes and attach your supporting documents.
Speak to an adviser
We review your application and come back to you with an initial response within two working days.
Receive your funds
Once the offer has been approved and signed, the funds are released on the agreed terms.