Personal loan
Flexible financing with no restrictions on use, to make your personal plans happen: travel, a wedding, studies, unexpected expenses or a cash-flow gap.
- Amount
- €3,000 – €800,000
- Term
- 6 – 10 years
Our mortgages cover the purchase of a main or second home, a new build, renovation work or a buy-to-let investment. Every application is analysed in depth so that we can propose a financing plan in line with your ability to repay.
Additional documents may be requested depending on the nature of the project.
Indicative, no-obligation estimate. Adjust the parameters to see your monthly instalment.
Excludes any arrangement fees, which are set out in the offer depending on the type of financing. Fees and conditions
Estimated monthly instalment
€151.77/ month
€30,000 over 20 years — Mortgage
Total repayable (capital + interest): €36,423.33 · Indicative APR: 2.02 %
Indicative simulation. Results are calculated from the parameters shown and do not constitute a credit offer. Final terms (rate, term, fees, security) are set out in the offer issued once your application has been reviewed.
240 monthly instalments — indicative dates starting next month.
| No. | Period | Capital | Interest | Instalment | Balance |
|---|---|---|---|---|---|
| 1 | Oct 2026 | €101.77 | €50.00 | €151.77 | €29,898.23 |
| 2 | Nov 2026 | €101.94 | €49.83 | €151.77 | €29,796.29 |
| 3 | Dec 2026 | €102.11 | €49.66 | €151.77 | €29,694.18 |
| 4 | Jan 2027 | €102.28 | €49.49 | €151.77 | €29,591.90 |
| 5 | Feb 2027 | €102.45 | €49.32 | €151.77 | €29,489.45 |
| 6 | Mar 2027 | €102.62 | €49.15 | €151.77 | €29,386.83 |
| 7 | Apr 2027 | €102.79 | €48.98 | €151.77 | €29,284.04 |
| 8 | May 2027 | €102.96 | €48.81 | €151.77 | €29,181.08 |
| 9 | Jun 2027 | €103.13 | €48.64 | €151.77 | €29,077.95 |
| 10 | Jul 2027 | €103.31 | €48.46 | €151.77 | €28,974.64 |
| 11 | Aug 2027 | €103.48 | €48.29 | €151.77 | €28,871.16 |
| 12 | Sept 2027 | €103.65 | €48.12 | €151.77 | €28,767.51 |
| Total | €30,000.00 | €6,423.33 | €36,423.33 | — | |
Showing the first 12 of 240 instalments.
Estimate the additional cost of an instalment paid late under the applicable scale of charges.
Number of days after the due date during which no penalty applies.
As a % of the unpaid instalment.
Applied pro rata for each day beyond the grace period.
The penalties shown are estimates and depend on the terms of your contract. Formula: fixed fee + penalty % × instalment + instalment × annual rate × days charged ÷ 365.
Flexible financing with no restrictions on use, to make your personal plans happen: travel, a wedding, studies, unexpected expenses or a cash-flow gap.
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