Chargement…
Transparency
We are committed to setting out every element that makes up the cost of your financing, with no hidden fees.
Express Finance applies a fixed nominal annual interest rate of 2%, calculated on an annuity basis: the monthly instalment remains the same for the whole term and interest is charged each month on the outstanding balance.
The rate that actually applies to your financing is confirmed in the offer issued once your application has been reviewed; it takes account of your circumstances, the type of financing, the term and the amount.
Arrangement fees may apply depending on the type of financing and the applicable legal and contractual framework (assessment fees, security-related fees, notary fees). They are always communicated in writing before anything is signed: no hidden fees, and no payment is required before the offer is issued.
If an instalment is paid late, penalties apply in accordance with the financing agreement once the grace period has expired:
The penalties shown are estimates and depend on the terms of your contract.
Applications are considered for amounts between €3,000 and €800,000. The repayment term depends on the product and the project.
Every application is assessed individually on the basis of the applicant’s circumstances, ability to repay and the nature of the project. Express Finance reserves the right to decline an application or to offer terms that differ from those simulated.
Simulator results are provided for information purposes only and constitute neither a credit offer nor a commitment. Only the written offer issued once the application has been reviewed is binding.
See also our loan disclaimer and our terms and conditions.